There are a number of factors that an application for term life insurance could be denied. Reasons such as health issues, criminal history, history of drug or alcohol abuse, etc.
At Wyshbox, we would like to offer the security of financial protection to as many as we can. Because of this, if you don't get approved for term life insurance, we offer accidental death insurance. With accidental death insurance, these factors matter less, allowing us to offer this type of insurance to more people, like you.