Wyshes are the financial dreams that you'd like to make happen if you were to die prematurely. They're the financial responsibilities that you have now, that you'd like covered, along with any other hopes and dreams you have for the future of your loved ones.
Wyshes are broken out into four categories:
- Debt: Debt is money you owe to lenders—a responsibility you don't want to pass on to others. The biggest debt for most people to consider is a mortgage if they have one, but this can also include personal loans, shared credit cards, private student loans, etc.
- Loved Ones: Many of us are responsible for the current and future needs of others. Wyshes in this category include (but are not limited to) covering daily expenses for kids, helping take care of elderly parents, paying for future college tuition, etc. These Wyshes are a great way to ensure that those who rely on you will be taken care of, no matter what.
- Loose Ends: The Grim Reaper might bring along some unique expenses that you may not have thought of. These include things like funeral expenses, doctor's bills, or even shooting your ashes to space (if that's your jam).
- Legacy: Once the responsibilities part is out of the way, it might be nice to see what additional financial good you can do for others. Do you have a favorite charity that you donate to regularly? Well, you can leave a Wysh to continue hooking them up even after you're 6 feet under. You can also leave cash for friends, family, or whoever/whatever you want.
Wyshbox has many of the most common Wyshes ready for you to choose from, but you can also create as many custom Wyshes as you'd like. Want to have a bench built around your favorite pond in the park? Want to pay for your nephew's bar mitzvah? Just make a Wysh!