Accidental death insurance typically offers coverage for non-medical death, but this may vary by state. This includes being killed while riding in, driving a, or being struck by a motor vehicle. You'd also be covered if you died as a ticketed passenger on a plane, boat, or bus—or as a passenger in a cab or app-based car service.
Flexible coverage starts at $50,000 and goes up to $1,000,000.
Subject to the policy's exclusions.